Skip to main content

e are 10 things car dealerships don’t want you to know — especially in South Africa:q



1. You Can Negotiate Almost Everything


> Price, service plans, admin fees, and even extras like mats or tints — it’s all negotiable. They just hope you won’t ask.





---


2. “Admin Fees” Are Often Nonsense


> That R3,000–R5,000 “admin” or “delivery” charge? It’s mostly profit. Ask them to remove or reduce it.





---


3. They Make More Money on Finance Than the Car


> Dealerships earn commission from banks when you take a loan. That’s why they push financing over cash sales.





---


4. Pre-Approved Bank Loans Are Usually Cheaper


> Always shop around with your own bank first. Dealership-arranged finance often has higher interest.





---


5. Trade-In Offers Are Often Low on Purpose


> They undervalue your old car to make more margin. Check your car’s real value on AutoTrader or WeBuyCars first.





---


6. They Upsell “Extras” You Don’t Need


> Things like paint protection, tracker contracts, nitrogen in tyres, etc., are optional — and overpriced.





---


7. Used Cars Might Be Repossessed or Accident Damaged


> They don’t always disclose the full history. ALWAYS ask for a Dekra report or full service/accident record.





---


8. They Might Add Stuff Without Telling You


> Some dealers include extras (like tracking or service plans) and don’t mention it — until you see the final price.





---


9. Your Credit Score Affects the Deal


> A bad score means higher interest, but they won’t always tell you. Always check your credit score first.





---


10. They Pressure You for Quick Sales


> “This deal is only today!” — False urgency is a tactic to rush you into a bad decision. Take your time.



Comments

Popular posts from this blog

How to Get a Loan Without a Credit History (Yes, It’s Possible!)

If you’ve ever tried applying for a loan and got hit with the dreaded words “no credit history,” you’re not alone. Getting your first loan without any credit can feel like a catch-22: you need credit to get credit. But the good news? It's not impossible. Whether you're a student, new to the workforce, or someone who's just never had to borrow before, there are legit ways to get approved even if lenders don’t have a credit report to look at. In this post, we'll break it all down in simple language and show you how to get started—even from scratch. --- First Things First: What Does “No Credit History” Mean? Having no credit history means you haven’t used credit in a way that shows up on your credit report. That could be because you’ve never had a credit card, car loan, student loan, or anything else that reports to credit bureaus. While this might seem like a good thing (you’ve never been in debt!), lenders actually see it as risky. They have no idea if you’ll repay what ...

Car Insurance Hacks to Lower Your Premium (Without Compromising Coverage

Car insurance is one of those necessary expenses that often feels like a burden—especially when premiums keep creeping up every year. But what if you could slash your car insurance costs without sacrificing the protection you need? In this post, you’ll discover smart, legal, and highly effective hacks to lower your car insurance premiums and keep more money in your pocket. Whether you're a new driver, seasoned motorist, or just someone tired of overpaying, these tips will help you unlock real savings. --- 1. Shop Around Every 12 Months Loyalty doesn’t always pay in the insurance world. Many companies apply what's called “price optimization”—raising premiums slowly over time assuming you won’t leave. Hack: Get quotes from at least 3–5 different insurers once a year. Use comparison tools like Policygenius, The Zebra, or NerdWallet to easily compare rates. > Even if you don’t switch, showing your current insurer a competitor’s lower rate may get you a discount. --- 2. Increase ...